By the time your clients have stopped smoking for more than 12 months, it is likely they would have seen improvements to their taste, sense of smell, skin appearance and to some extent their lung function and the risk of heart disease. To further their reward, they may be able to reduce the premiums on their AIA Priority Protection premiums by completing a non-smoker declaration which you can find here and search 'Application Non Smoker Rates 01 21 interactive' under ‘Procedures and Forms > Policy Services > Other Forms. Alternatively, you can complete a DocuSign form by going to Procedures and Forms > Adviser Forms & Documents >DocuSign eSignature and search for 'Application for Non Smoker Rates'.
If your clients are currently smokers and are AIA Vitality members, they have access to Allen Carrs Easyway Stop Smoking online seminars. Just access the AIA Vitality app, select the ‘Benefits’ tab down the bottom and register today.
If you would like to discuss a client who has ceased smoking for more than 12 months, please contact your AIA Client Development Manager or Associate.