Technical Advice & Resources

We know the importance of having access to technical experts to help you with your client considerations and recommendations. Our technical page will help you self-educate on key advice areas.

For more information, contact your AIA Australia Client Development Manager. 

Our Did You Know series is designed to highlight our products and benefits to help you and your clients when deciding on their cover. 

Did You Know Library

IP CORE Waiting Period Requirements
January 2024

Unlike some other income protection contracts in market, the advantage with AIA’s Income Protection CORE offering has no requirement for extended Total Disablement before the Waiting Period can commence.

Read more about IP CORE Waiting Period Requirements
Offsetting leave with AIA IP CORE
November 2023

With AIA you have the extra comfort of knowing that under an Income Protection CORE policy, your clients will have a more generous leave offset clause than many alternative products in the market.

Read more about Offsetting leave with AIA IP CORE
Insurance cover held on platform
November 2023

There are generally two structuring options when housing insurance in super; cover held in a ‘risk-only’ super fund or as an integrated option on a platform/SMSF structure.

Read more about Insurance cover held on platform
Complimentary Income Protection CORE Extras
October 2023

This benefit provides the insured with a separate policy held outside of super, providing access to claimable events which are not available under their main Income Protection CORE policy when held inside super.

Read more about Complimentary Income Protection CORE Extras
TPD Levels when bundling IP 5-year benefit period
September 2023

When recommending income protection with a 5-year benefit period, a higher level of TPD cover will be generally required as coverage for those illnesses that evolve into enduring and permanent ailments.

Read more about TPD Levels when bundling IP 5-year benefit period
Pricing considerations within income protection
August 2023

AIA Australia’s (AIAA) 5-year premium rate guarantee on all new Income Protection CORE policies with a 2-year or 5-year benefit period.

Read more about Pricing considerations within income protection

Want technical advice support?

Do you have a technical question about an advice strategy? Do you need to find technical resource material? Whether it’s simply working through the pros and cons of having insurance inside or outside super, or optimal structuring for taxation or asset protection, we’re here to help.

Our expertise covers personal and business insurance, estate planning, taxation, superannuation and social security, and we have deep product knowledge and benefit selling expertise as well. Just drop us a line.

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