AIA Health helps advisers support their customers in a new way, by referring your clients for an obligation and risk-free health insurance risk analysis. AIA Health will provide your client with a comprehensive comparison of their current health cover and either advise them to stay with their current fund or provide a tailored quote by email.
Health insurance should protect you when things go wrong. And it should also help you live a healthier life, every day. AIA Health comes with access to AIA Vitality, where your small steps towards a healthier life can lead to great rewards.
Grow your business
AIA Health with AIA Vitality can help you to retain existing clients, grow client value and target new demographics. Whether your business is fully established, seeking further growth or a brand-new start-up, AIA Health can:
- Assisting to retain and grow client value by providing a new touch point.
- Helping strengthen your proposition around physical and financial wellbeing.
- Helping provide new value to clients.
- Targeting a wide range of prospects and new demographics.
- Diversify your income without increasing the cost of advice.
With AIA Health clients get
Live a healthier life with AIA Vitality
Up to two AIA Vitality memberships included with all policies, with rewards of up to $760 in rewards and vouchers.
Discount on premium
An initial 5% AIA Vitality discount on your health insurance premium when you first join and for as long as you maintain AIA Vitality Status of Silver and above.
Dental benefits to make you smile
Free dental check-ups every year and 15-40% off dental treatments provided by smile.com.au dentists.
Up to 80% back on extras with AIA Vitality
Get up to 80% back on dental with any smile.com.au approved dentist. Get up to 80% back on physio, optical and more when you reach AIA Vitality Silver Status or above.
Health & Life discount
5% Health & Life discount on your AIA Priority Protection and Priority Protection for Platform Investors policy.
Hospital Excess Refund
Save on eligible hospital admissions when you’ve held your policy for six months or more and reach AIA Vitality Silver Status or above.
Discounts with AIA Health & AIA Priority Protection
- Up to 17.5%^ AIA Vitality discount on their PP or PPPI Lump Sum premiums and;
- a 7.5%^ AIA Vitality discount on PP or PPPI Income Protection premiums from their next billing date, if they don’t already have an AIA Vitality membership.
- an initial 5% AIA Vitality discount on their AIA Health Insurance
- An additional 5%^^ Health and Life discount on their PP or PPPI Lump Sum and Income Protection premiums.
- AIA Vitality Starter** members are not eligible for PP/PPPI Lump Sum or Income Protection Vitality membership discounts.
| Priority Protection | AIA Vitality | AIA Health | Total discount |
|---|---|---|---|
| Lump sum | 17.5% new 12.5% existing |
5% | 22.5% |
| Income Protection | 7.5% | 5% | 12.5% |
^ The initial discount may be increased from time to time to reflect current campaign offers. AIA Vitality Starter** members are not eligible for Priority Protection or Priority Protection for Platform Investors AIA Vitality membership discounts.
For eligible policies purchased through a Financial Adviser only.
Based on new AIA customer taking out Life and Health.
^^ Applied when a customer has an AIA Health Insurance and AIA Life Insurance policy.
** AIA Vitality and AIA Vitality Starter are provided by AIA Australia. Access to the AIA Vitality or AIA Vitality Starter program arises under and is subject to the AIA Vitality Terms and Conditions. AIA Vitality and AIA Vitality.
For eligible policies purchased through a Financial Adviser only.
Based on new AIA customer taking out Life and Health.
^^ Applied when a customer has an AIA Health Insurance and AIA Life Insurance policy.
** AIA Vitality and AIA Vitality Starter are provided by AIA Australia. Access to the AIA Vitality or AIA Vitality Starter program arises under and is subject to the AIA Vitality Terms and Conditions. AIA Vitality and AIA Vitality.
Starter partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions, see aiavitality.com.au. Additional program partner terms and conditions may apply
How it works
When you refer your client to AIA Health, we do all the work. You simply refer your clients to AIA Health, and we provide them with an obligation-free health insurance review at a day or time that suits.
As our referral partner you receive 20% plus GST of client’s annual premium. On average, the annual premium for a health insurance policy (family/couple) is $3888. That is an average referral fee of $780 per successful referral.
If you aren’t already referring your clients to AIA Health with AIA Vitality speak to your Client Development Manager or Associate today.
