Often, pricing is a factor when a client is considering any purchase, including an insurance product. However, clients do have several options to help combat any pricing concerns, and once utilising these options they may find that the price is not as high as expected.
Essentially, what cost does your client place on themselves? How would they survive financially and mentally if they were to unexpectedly fall sick or injured? How would they supplement any possible loss of income, pay their mortgage or unexpected expenses?
AIA Australia (AIAA) understands that pricing is an important factor for clients, and that’s why we’ve implemented several options to help with affordability.
AIAA, offer several discounts from bundling policies together (which include our various Priority Protection and AIA Health insurance products), and AIA’s science backed health and wellness program, AIA Vitality.
Your clients may be eligible for the following discounts:
If AIA Vitality is attached to a Priority Protection policy, the initial discount will be applied to the premium (but not the policy fee) as follows:
- Lump sum – 17.5%*
- Income Protection (IP) / Business Expenses – 7.5%