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    • 2-year premium freeze

    23 November 2017

    Did you know we introduced a 2-year premium freeze for all new Priority Protection and Priority Protection for Platform Investors Income Protection and Business Expenses policies in December 2016?

    This means that any future rate increases will not be applied for the first two years of an Income Protection or Business Expenses policy.

    The premium freeze was applied retrospectively to the following Priority Protection and Priority Protection for Platform Investors series:

    • Priority Protection and Priority Protection for Platform Investors series 15.5 (effective 16 January 2016) stepped and level premiums
    • Priority Protection and Priority Protection for Platform Investors series 15 (effective 18 May 2015) level premiums; and
    • Priority Protection and Priority Protection for Platform Investors series 14.5 (effective 1 December 2014) level premiums

    This means that other than standard increases (such as age-based adjustments, benefit indexation and policy fee changes), the premiums will not increase for two years from the policy commencement date.

    Read more Adviser News articles

    25 May 2021

    AIA Australia’s mental health underwriting philosophy

    Our mental health underwriting philosophy is here to improve insurability of mild cases of depressive and anxiety disorders.

    25 May 2021

    Tech tip of the month – Preferred ownership structure of a key person insurance policy

    How should a client structure their key person insurance policy and what tax implications can be expected?

    25 May 2021

    The COVID-19 vaccine and your clients' life insurance policies

    AIA Australia supports the Financial Services Council’s (FSC) statement regarding the COVID-19 vaccine and your clients’ insurance policy.
    Contact AIA

    1800 333 613

    PO Box 6111
    Melbourne VIC 3004

    infohub@aia.com

    AIA Global aia.com

    Contact AIA

    1800 333 613

    PO Box 6111
    Melbourne VIC 3004

    infohub@aia.com

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    Copyright © 2021. AIA Group Limited and its subsidiaries or affiliates. All rights reserved. Priority Protection and Priority Protection for Platform Investors products are issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043). AIA Vitality, a personalised, science-backed program that supports members every day to make healthier choices, is available with eligible products issued by AIA Australia. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2207, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. The information on this website is current as at 1 April 2021 and may be subject to change. It is general information only and is not intended in any way to be financial, legal, tax, health, medical, nutritional or other advice. You should consider your own personal circumstances and needs and view the relevant product documents, fact sheets, fund rules and terms and conditions before making a decision to acquire such products. If necessary you should obtain professional advice from a financial, tax, medical or health professional. Unless expressly stated, any views or expressions of opinion (including any video content) do not represent the opinion of AIA.
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