AIA Vitality Apple Watch Benefit

Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.

Apple Watch Series 6 requires an iPhone 6s or later with iOS 14 or later.

Available only to current, activated AIA Vitality members who opt into Active Benefits and activate the Apple Watch Benefit on an iOS device with the AIA Vitality app installed. Member needs to apply and be approved for a $649 interest free loan with etika Australia Loan SPV Pty. Ltd. (etika). Loan term is 24 months. AIA Vitality will cover all administration and standard interest charges on the loan. Member must achieve all weekly Active Benefits physical activity targets each calendar month for AIA Vitality to make all loan repayments on member’s behalf. etika will directly debit the member the difference between the required repayment amount (as per the loan terms), and the amount paid by AIA Vitality based on member’s achieved physical activity targets each month. Member cannot select any other $5 Active Benefits reward while participating in the Apple Watch Benefit. If member cancels their AIA Vitality membership within 24 months of activation of the ‘Active Benefits’ rewards, they won’t be able to access this Benefit anymore. This means they won’t be able to reduce their monthly repayments through AIA Vitality Active Benefits. Please refer to your etika loan agreement for more details. Member will receive an Optus promo code ($869 value) to purchase an Apple Watch Series 6 40 or 44mm (GPS & Cellular) with 24 months of Optus Choice Connected Watch Plan (Optus contract terms apply) through the dedicated Optus online redemption journey. If the 44 mm model is selected, member must pay a $50 differential outright on their first Optus invoice. Member has up to 30 days after receiving the etika loan approval to redeem their Apple Watch Series 6 with their Optus Choice Connected Watch Plan. Your Optus plan fees are not refundable. If you decide to cancel your Optus Watch plan the 24 month plan fees ($120) won’t be refundable. The original offer has a $869 value and the loan amount of $649 incorporates a discount, as a result the watch plan fees will not be refunded if you cancel early, and you will lose your connectivity. This offer cannot be used in conjunction with any other Optus in-market offer unless specified in that offer.