AIA Vitality Apple Watch Benefit
AIA Vitality’s Apple Watch Benefit is available from day 1* of your AIA Vitality membership and helps keep you motivated to increase your physical activity and make healthier lifestyle choices.
Each week AIA Vitality will set you a personalised physical activity target to help you on your journey to better health. The more weekly physical activity targets you achieve, the less you pay towards your Apple Watch.
By linking and syncing your Apple Health profile to AIA Vitality, you’ll also earn AIA Vitality Points for tracking your physical activity.
The more AIA Vitality Points you earn, the higher your AIA Vitality Status. The higher your status the greater the rewards you can unlock, like up to 50% cashback on eligible Virgin Australia flights.
How it works
Activate
Apple Watch Benefit in AIA Vitality app and complete your loan application with Glow.
Order
Apple Watch Series 11 (GPS) from the Apple Store using the provided Apple Watch Benefit Voucher.
Receive
Apple Watch Series 11 (GPS) and link to AIA Vitality to start the benefit.
Achieve
Weekly physical activity targets every month to earn your Apple Watch Series 11 (GPS) over 24 months.
How your loan co-contributions work
| Monthly targets met | You pay Glow |
4+ |
$0 |
3 |
$13 |
2 |
$18 |
1 |
$23 |
| None | $28 |
The more weekly physical activity targets you achieve, the less you pay towards your Apple Watch.
If you achieve all your weekly targets in a month AIA Vitality will cover the full $28 loan co-contribution to Glow.
If you miss any weekly targets, you will need to pay the difference.
You really can earn an Apple Watch just by being active!
*Eligible AIA Vitality Starter members can only unlock this benefit when they reach Platinum Status.
Compatibility: Apple Watch Series 11 requires iPhone 11 or later with iOS 26 or later.
Bands: Bands shown for illustrative purposes only and subject to availability.
Feature availability: Features are subject to change. Some features, applications, and services may not be available in all regions or all languages. See apple.com/watchos/feature-availability for complete list.
Use of Apple Watch is subject to the terms, conditions and disclaimers provided by Apple, available for review at Apple Watch Series 11 - Apple (AU).
The Apple Watch Benefit is available to eligible, activated AIA Vitality members who opt into Active Benefits and activate the Apple Watch Benefit on an iOS device with the AIA Vitality app installed.
The Apple Watch Benefit replaces the member’s Active Benefits. This means any weekly $5 Active Benefits rewards earned will automatically reduce the monthly loan co-contribution amount. The member will no longer be able to choose how to use their $5 rewards.
The member will need to apply for a $672 loan with our finance partner, Glow Financial Services (Australia) Pty Ltd (Glow), ABN 66668894504, Australian credit licence 552067. T&Cs, eligibility criteria apply. The RRP of an Apple Watch Series 11 (GPS) 42mm with Aluminium Case is $679. AIA Vitality will cover the additional $7 on the member’s behalf and all administration charges on the loan.
The member is responsible for repaying the loan with Glow. If the member achieves all of their weekly physical activity targets in a month, AIA Vitality will cover the full $28 loan co-contribution to Glow. If the member misses any weekly physical activity targets during the month, they will need to pay the difference, as per their loan agreement with Glow. Late fees apply.
The Apple Watch Benefit Voucher will cover the cost of an Apple Watch Series 11 (GPS) 42mm with Aluminium Case. If the member chooses the 46mm, Apple Watch Ultra 3, or adds accessories to the same purchase, they will need to pay the difference using a debit or credit card. If they choose the Apple Watch SE 3 (RRP lower than $679) they can use the balance of the Apple Watch Benefit Voucher towards the purchase of any other products available at the online Apple Store (AU).
How do I get AIA Vitality
Get protected and take out an eligible AIA insurance policy.
More information about AIA Vitality
Existing AIA Vitality members
Benefits and rewards differ between AIA Vitality and AIA Vitality Starter.
Access to particular benefits within the AIA Vitality Starter program may vary due to individual arrangements with your relevant employer or superannuation fund.
If you have a question about your membership, contact our Member Services Team at queries@aiavitality.com.au.