AIA Vitality Apple Watch Benefit

^AIA Vitality Starter members can only access this benefit upon reaching Platinum status.

Apple Watch Series 7 requires an iPhone 6s or later with iOS 15 or later.

1 Blood Oxygen app measurements are not intended for medical use, including self-diagnosis or consultation with a doctor, and are only designed for general fitness and wellness purposes.

2. The ECG app is available on Apple Watch Series 4 and later (not including Apple Watch SE) with the latest versions of iOS and watchOS. See apple.com/watch for compatibility details. ECG is not intended for use by people under 22 years old. With the ECG app, Apple Watch is capable of generating an ECG similar to a single-lead electrocardiogram.

Available only to current, activated AIA Vitality members who opt into Active Benefits and activate the Apple Watch Benefit on an iOS device with the AIA Vitality app installed. Member needs to apply and be approved for a $649 interest free loan with etika Australia Loan SPV Pty. Ltd. (etika). Loan term is 24 months. AIA Vitality will cover all administration and standard interest charges on the loan. Member must achieve all weekly Active Benefits physical activity targets each calendar month for AIA Vitality to make all loan repayments on member’s behalf. etika will directly debit the member the difference between the required repayment amount (as per the loan terms), and the amount paid by AIA Vitality based on member’s achieved physical activity targets each month. Member cannot select any other $5 Active Benefits reward while participating in the Apple Watch Benefit. If member cancels their AIA Vitality membership within 24 months of activation of the ‘Active Benefits’ rewards, they won’t be able to access this Benefit anymore. This means they won’t be able to reduce their monthly repayments through AIA Vitality Active Benefits. Please refer to your etika loan agreement for more details. Member will receive an Optus promo code ($869 value) to purchase an Apple Watch Series 7 41 or 45mm (GPS & Cellular) with 24 months of Optus Choice Watch Plan (Optus contract terms apply) through the dedicated Optus online redemption journey. If the 45 mm model is selected, member must pay a $50 upgrade fee through their Optus account. This will be visible by their second invoice. Member must redeem Apple Watch Series 7 with Optus Choice Watch Plan, using Optus Promo Code issued within the AIA Vitality app 10 days before the benefit starts tracking (tracking starts on the first Monday of the next calendar month. If the loan is approved less than 10 days before the first Monday of the next month, then tracking will start on the first Monday of the following calendar month). Your Optus plan fees are not refundable. If you decide to cancel your Optus Watch Plan the 24 month plan fees ($120) won’t be refundable. The original offer has a $869 value and the loan amount of $649 incorporates a discount, as a result the watch plan fees will not be refunded if you cancel early, and you will lose your connectivity. This offer cannot be used in conjunction with any other Optus in-market offer unless specified in that offer.