Member Benefits
Learn more about the range of benefits available to AIA Health Insurance members.
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{{label}}As part of our commitment to helping Australians live healthier, longer, better lives, AIA Australia is proud to be the official life, health and wellbeing partner of the St Kilda Football Club.
Join AIA Health on an eligible policy and get up to $400 in St Kilda FC membership credit.
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If you join by 31 March you will receive 3 weeks’ free cover and access to an exclusive Saints inner sanctum experience. T&Cs apply.
Use promo code SAINTS21PLUS when contacting us for a quote and joining:
We believe that health insurance should benefit you every day; not just when things go wrong. That’s why all AIA Health policies include membership to AIA Vitality, the science-backed health and wellbeing program that rewards you for getting healthier.
5% off premiums
Receive a 5% discount on your premium when you first join and for as long as you maintain AIA Vitality Silver Status or above.
Additional refunds on most Extras and Hospital excess
Unlock an additional 10% back on your Extras (excluding dental treatments) and 100% refund of your hospital excess when you hold a policy for at least six months and achieve AIA Vitality Silver Status or above.
Big savings on dental work
Up to 80% back on your dental Extras and lower out-of-pocket costs, when you visit one of our partner dentists at smile.com.au
Great rewards
Engage with AIA Vitality and make healthier lifestyle choices to enjoy a great range of rewards which includes up to $500 of Shopping Rewards at some of Australia’s favourite retailers each AIA Vitality membership year.
Making sure we’re living a healthy and balanced lifestyle is at the core of everything we do here at the Saints. Partnering with an organisation like AIA who not only values this, but wants to help our members do the same, is really special.
Bradley Hill, St Kilda midfielder
We can't wait to have you join AIA Health and we have a range of health cover options to suit your needs and budget. Once you've joined us and have been with us for 3 months, you'll receive as much as $400 in St Kilda FC membership.
PLUS, if you join by 31 March on an eligible policy you will receive access to an exclusive Saints inner sanctum experience. Further details for the exclusive member club experience can be found here.
Check the cover option on page 3 of the T&Cs to see how much St Kilda FC credit you could receive for taking out AIA Health.
You can use your St Kilda Football Club membership credit towards:
Follow these steps to take advantage of the offer:
Call us
Between 8am-6pm (AEST/AEDT), Monday to Friday, excluding public holidays.
Get a quote online
Compare our full range of products online.
Request a call back
Request a call back from one of our experts.
Who is eligible for this offer?
To be an eligible customer, you must:
How do I join AIA Health?
To join AIA Health, you can:
What do I receive as part of this offer?
In addition to your AIA Health policy and access to the AIA Vitality program, you’ll receive as much as $400 in credit to put towards either your 2021 St Kilda FC Membership, a St Kilda merchandise voucher, a 2021 St Kilda event or a Danny Frawley Health and Wellness Centre donation.
Plus you'll get 3 weeks free and an exclusive club experience including a tour of RSEA Park, an address by a St Kilda FC coach and a kick to kick experience with an AFL player.
What do I need to do to redeem this offer?
To redeem this offer all you need to do is join AIA Health as an eligible customer, sign up to an St Kilda FC membership - and after three (3) months of continuous cover with AIA Health, you will be eligible to receive yourcredit.
How much will I receive?
Your credit will be based on your AIA Health policy at the end of your three-month qualifying period. The credit amounts can be viewed higher on this page expanding the line titled “Cover and membership credit options” to reveal a table with the values of membership credit applied to policies. You can also view the table in the terms and conditions.
How can I spend my membership credit?
You can use your St Kilda Football Club membership credit towards:
Do I need to wait for my membership credit to purchase my St Kilda Football Club Membership?
No - you don’t need to wait for your membership credit to purchase your 2021 St Kilda FC membership. You can sign up for your membership straight away, and once you have served the three month qualifying period, you can use the credit to upgrade your membership or purchase a membership for family or friend.
How do I receive my membership credit?
St Kilda FC will contact you via email after you have held your AIA Health policy for three consecutive months to select how you will use your credit via:
If you have paid for your 2021 membership in full, your credit can be used to upgrade your membership, put towards another membership for a friend or family member.
Can I gift the credit to someone else?
Your credit can be used towards your own St Kilda FC membership, or towards the membership of a friend or family member.
What if I have already purchased my 2021 St Kilda Football Club Membership?
If you have paid for your membership in full, your credit can be used to upgrade your membership, put towards another membership for a friend or family member – it’s up to you!
Does the credit expire?
Your membership credit must be used by the 31 October 2021.
I am not a current St Kilda Football Club Member. Can I still access this offer?
Yes, you can. This offer is available to both current and new members of St Kilda FC. If you’re unsure about what membership options are available for you, please call 1300 467 246.
Can I spend the credit at another AFL club?
The credit can only be used at St Kilda FC.
What if I cancel my St Kilda Football Club membership?
Once the credit has been spent on an St Kilda FC membership, it cannot be refunded.
What will appear on my St Kilda Football Club membership account?
You will see a credit on your Saint Kilda Football Club membership account for the eligible amount under this offer.
What happens if I downgrade my AIA Health policy?
You will be able to change your AIA Health policy at any time. However, reducing your cover during the three month qualifying period may reduce the credit you are eligible for.
What if I cancel or suspend my AIA Health policy?
If you cancel or suspend your AIA Health policy within the three month qualifying period, you will lose your eligibility for the offer and the credit will not be applied to your St Kilda FC membership account.
What if I have more questions?
For more information on this campaign, please refer to the full terms and conditions. For any questions or issues regarding the campaign or your St Kilda FC membership including the redemption of this offer, you should:
For information about AIA Health, including sales, customer service or claims queries, please contact AIA Health: