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  • TARGET MARKET DETERMINATIONS

    What’s a Target Market Determination?

    A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

    It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

    Why does AIA need to have Target Market Determinations?

    We’re required to have Target Market Determinations under theTreasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

    This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our financial products.

    PRIORITY PROTECTION AND PROFESSIONAL INSURANCE PORTFOLIO

    PRIORITY PROTECTION AND PROFESSIONAL INSURANCE PORTFOLIO
    - COLLAPSE + EXPAND

    Priority Protection & Professional Insurance Portfolio (Ordinary Plans)

    See the below TMDs for each cover type available for this product

    • Life Cover
      TMD November 2021 >

    • Total and Permanent Disablement
      TMD November 2021 >

    • Crisis  
      TMD November 2021 >

    • Income Protection
      TMD November 2021 >

    • Business Expenses
      TMD November 2021 >

    Priority Protection (Superannuation Product)

    TMD May 2022

    See the below TMDs for each cover type available for this product

    • Life Cover
      TMD November 2021 >

    • Total and Permanent Disablement
      TMD November 2021 >

    • Income Protection
      TMD November 2021 >

    Professional Insurance Portfolio (Superannuation Product)

    TMD May 2022

    See the below TMDs for each cover type available for this product

    • Life Cover
      TMD November 2021 >

    • Total and Permanent Disablement
      TMD November 2021 >

    TAILORED PROTECTION

    TAILORED PROTECTION
    - COLLAPSE + EXPAND

    Tailored Protection

    • TMD November 2021

    DIRECT LIFE INSURANCE AND INCOME PROTECTION

    DIRECT LIFE INSURANCE AND INCOME PROTECTION
    - COLLAPSE + EXPAND

    Bites of Life by AIA

    • Bites of Life by AIA available via Snackbox
      TMD April 2022 >
      TMD May 2022 >

    MyWay Life Insurance provided by AIA Australia

    • MyWay Life Insurance provided by AIA Australia
      TMD May 2022 >

    Life Insurance and Income Protection provided by AIA Australia

    • Life Insurance provided by AIA Australia distributed by Commonwealth Bank of Australia (CBA)
      TMD October 2021 >

    • Income Protection Insurance provided by AIA Australia distributed by Commonwealth Bank of Australia (CBA)
      TMD October 2021 >

    MaxLife

    • MaxLife Life Protect
      TMD October 2021 >

    • MaxLife Income Protect
      TMD October 2021 >

    RACQ

    • Life Insurance distributed by RACQ
      TMD October 2021 >

    • Income Protection Insurance distributed by RACQ
      TMD October 2021 >

    SMSF Master Insurance Plan

    • SMSF Master Insurance Plan & Bell Direct SSF Master Insurance Plan distributed by AGI
      TMD October 2021 >

    • ESUPERFUND SMSF Master Insurance Plan
      TMD October 2021 >

    Retirement & Investment

    Retirement & Investment
    - COLLAPSE + EXPAND

    Guaranteed Annuities

    • TMD December 2021 >

    Investment Growth Bond

    • TMD December 2021 >

    Contact AIA

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    Copyright © 2021. AIA Group Limited and its subsidiaries or affiliates. All rights reserved. Priority Protection and Priority Protection for Platform Investors products are issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043). AIA Vitality, a personalised, science-backed program that supports members every day to make healthier choices, is available with eligible products issued by AIA Australia. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2007, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. The information on this website is current as at 1 April 2021 and may be subject to change. It is general information only and is not intended in any way to be financial, legal, tax, health, medical, nutritional or other advice. You should consider your own personal circumstances and needs and view the relevant product documents, fact sheets, fund rules and terms and conditions before making a decision to acquire such products. If necessary you should obtain professional advice from a financial, tax, medical or health professional. Unless expressly stated, any views or expressions of opinion (including any video content) do not represent the opinion of AIA.
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