Member Benefits
Learn more about the range of benefits available to AIA Health Insurance members.
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{{label}}Health insurance should protect you when things go wrong. And it should also help you live a healthier life, every day. That’s why AIA Health comes with access to AIA Vitality, where your small steps towards a healthier life can lead to great rewards, like e-Gift cards from a range of popular retailers and much more!
Great value protection
Health cover designed to protect you, with as much as 70% back on extras.
Rewards for small steps
When you take small steps towards a healthier life, you’ll be rewarded through AIA Vitality.
Global scale. Local support
As a leading insurer we’re dedicated to providing you with the very best customer service from our local team.
It’s a science-backed health and wellbeing program that rewards you for knowing more about your health and taking small steps to improve it. And it’s included with every AIA Health policy.
The more you engage with AIA Vitality the more insurance benefits you unlock.
5% premium discount
Receive a 5% discount on your premium when you first join and for as long as you maintain AIA Vitality Silver status or above.
10% AIA Vitality boost
You will get an additional 10% back on your non-dental extras (up to annual limits) once you reach and maintain AIA Vitality Silver Status or above.
Claim 100% of your hospital excess
If you have held an AIA Health policy for a minimum of six months and have an AIA Vitality Status of Silver or above, we will refund your excess if you're admitted to hospital. An excess refund is not available when claiming on some clinical categories, please refer to product fact sheets for further details.
Great rewards
Engage with AIA Vitality and make healthier lifestyle choices to enjoy a great range of rewards which includes up to $500 of shopping rewards at some of Australia’s favourite retailers each AIA Vitality membership year.
You’ll get everything you expect from health insurance… and so much more.
With AIA Health, you can rest easy in the knowledge you’re covered if things go wrong. Every AIA Health policy includes these base benefits:
Compare our products online or call us on 1800 333 004.
1. Explore our range of products
Use our online tool or call us on 1800 333 004 to find cover that suits your needs and budget.
2. We'll handle the paperwork
Once you’ve found the cover you need, we’ll take care of the paperwork to switch you across.
3. Your cover is immediate
We honour the waiting period you’ve already served with your previous fund, giving you immediate cover.
Call us
Between 8am–6pm (AEST/AEDT), Monday to Friday, excluding public holidays.
Get a quote online
Compare our full range of products online.
Request a call back
Request a call back from one of our experts
Whether it’s your first foray into fitness or your gruelling third month of marathon training, AIA Vitality's Content Hub is your ultimate support team. Get the information and guidance you need to move well, think well, eat well and plan well. Your questions answered, inspirational stories and science-backed advice.