Tristan Knowles $aves the Holidays

ARTICLE

1 December 2025

4 min read

In the office, he’s just a Financial Advice Manager for AIA Financial Wellbeing. On the court, he’s a Paralympic gold medallist. Today, he’s combining his budgeting skills and championship mindset to help you save this holiday season.

This week, I was out-of-office and in the studio. Switching spreadsheets for the spotlight to film Tristan $aves the Holidays, a handy content series with tips and advice to help you spend well and enjoy a stress-free summer break.

Between gifting, hosting and end-of-year spontaneity, this time of year can really take a toll on our savings, and as a result, our health. As an athlete and Advice Manager, I’ve learned just how connected physical, mental and financial wellbeing are, so I’m here to help you get through it all!

Because just as our body needs rest to perform, our finances need a little care to thrive. And when it comes to holiday spending, there are plenty of smart plays we can make to keep our wallets and our wellbeing in winning form.

Think: Savvy Gifting is a Slam Dunk

Meaningful gifts don’t need to blow the budget. Keep costs low by getting creative – try making something personal or organising a low-cost experience. Not only do these make great, clutter-free gifts, but they also keep you feeling your best too.

Plus, they show thoughtfulness and effort, which often means more than a price tag. In the end, it’s the connection and care behind the gift that truly makes it memorable.

Remember: Mistakes Happen; it’s how you Bounce Back

Who hasn’t been caught offside by a tempting sale? It’s easy to get overwhelmed and make decisions you sometimes regret. I know I certainly have. I remember falling for a 2-for-1 offer on shirts, only to get home and realise I not only didn’t need two...I didn’t even need one!

But rather than dwelling on it, I chose to learn from my choices. Instead of abandoning my financial goals, I took the time to pause and reflect. And you can too. Look at where you overspent and adjust your budget.

Plan: for Connection, not Perfection

Hosting is no small feat. If it’s your turn to have the relatives over, remember, the real MVPs delegate.

Organise your menu and budget early. Planning your menu and grocery list ensures you’re buying what you need. Try shopping online and in bulk where possible.
Divvy up tasks like meals and drinks. It not only cuts costs but guests love to help out! And it can make for meaningful traditions: my aunt never forgets the bon-bons and Dad's pav is an annual highlight.
Enjoy. The. Day. Be present and pat yourself on the back for all your efforts. And please do yourself a favour and put the socials away! Comparison culture hits hard this time of year, so take a break from the phone and focus on what matters most. Perfection might look good online, but it’s not reality.

Realise: Joy Doesn’t Have to be Expensive

Staying home during the holidays doesn’t have to mean missing out on new adventures and experiences. Why not redefine holiday joy this season by rediscovering your own backyard? A road trip, camping, or simply trying something new can be just as rewarding as an overseas getaway at a fraction of the cost.

And if a big holiday is on your future wish list, turn your dream into a goal by making a plan, setting a budget, and taking small steps each day to reach your target. Until then, a good book in the sun can do wonders.

Financial wellbeing is about saying yes to what matters most. With a little planning, balance and teamwork, you can make this holiday season your best play yet, on and off the field.

Disclaimer:
Copyright © 2025 AIA Australia Limited (ABN 79 004 837 861 AFSL 230043). This is general information only, without taking into account factors like the objectives, financial situation, needs or personal circumstances of any individual and is not intended to be financial, legal, tax, medical, nutritional, health, fitness or other advice. The source information of the articles is current as of the date of publication and may be subject to change. While the information contained herein is believed to be accurate, AIA Australia expressly disclaims any and all liability for representations or warranties, expressed or implied, contained in, or for omissions from, the information.

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