How AIA Vitality gives back more to AIA Health clients 

ARTICLE
22 September 2026 dot 3 min read
AIA Health policies include access to AIA Vitality, our health and wellbeing program that rewards you for being proactive about looking after your health.
 
Through AIA Vitality, members can enjoy a range of rewards and savings, including:
 
  • Up to $500 in e-gift cards each year when Points milestones are reached at each AIA Vitality Status
  • An additional $260 in e-gift cards each year by meeting weekly physical activity goals
  • Up to 50% cashback on eligible Virgin Australia flights
  • Up to 40% discount on gym memberships with Fitness First, Good Life and Virgin Active
  • Up to 50% off endota spa e-gift cards
  • Discounted Hoyts movie vouchers 

Unlock AIA Health benefits with AIA Vitality Silver Status

Achieving AIA Vitality Silver Status unlocks additional AIA Health benefits, including:
 
  • Up to $240 in premium credits with AIA Vitality Premium Rewards when they achieve Silver, Gold and Platinum Status each AIA Vitality membership year ($80 per status level). AIA Vitality Starter members will earn $40 per status level, up to a maximum of $120.
  • Up to $500 Hospital Excess Refund for eligible hospital admissions ($750 Excess has a benefit of $500 and $500 Excess has a benefit of $250).
  • Clients can boost the percentage they can claim back by 10% (up to annual limits).
  • Up to 80% back on Extras (up to annual limits). 

Reaching AIA Vitality Silver Status is easier than you think

Members can achieve AIA Vitality Silver Status in as little as a day by:
 
  1. Completing four self-assessments in the AIA Vitality App to earn up to 4,000 points.
  2. Completing a FREE AIA Vitality Health Check using our pharmacy partners to earn up to 8,000 points.

Combine AIA life and health policies for even more rewards

Clients who also take out a new AIA Priority Protection policy and reach AIA Vitality Silver Status in the first six months of the policy commencing will receive a one-off $500 AIA Vitality Silver Status Reward.  You'll also receive a one-off $500 payment when your client qualifies for the reward (at licensee discretion). Note, not applicable for AIA Vitality Starter members. View full T&Cs.

150 days of AIA Vitality engagement is linked to healthier outcomes

Our data that members who actively engage with AIA Vitality experience improved health outcomes, such as lower BMI, while unlocking meaningful financial rewards and benefits.
 
Meaningful program engagement is also associated with stronger retention outcomes, helping members stay committed to their health, wellbeing and insurance protection over the long term.

AIA Health October offer

For the month of October, new AIA Health clients can receive:
 
  • Up to 6 weeks cashback when they take out an eligible combined hospital & extras policy.
  • 4 weeks cashback when they take out an eligible hospital policy. 
Make a successful health insurance referral and you’ll receive a referral fee of 20% on the first year’s premium (plus GST), paid to your licensee once your client's policy becomes financial.
 
Submit your referral through the Health Portal on the AIA Adviser Portal and help your clients unlock the health and financial benefits of AIA Health and AIA Vitality.