Health insurance needs can evolve as families move through different life stages. While many parents expect their adult children to eventually move onto their own health insurance policy, the reality is that study, career development, and the rising cost of living can make that transition less straightforward.

That’s why AIA Health has increased the maximum age for eligible adult dependants from 25 to 30 (inclusive), allowing them to remain on their parent’s policy until their 31^st birthday.

Many young adults are taking longer to reach traditional financial milestones, whether that’s completing further study, building their careers, or saving for a home.

The increased dependant age limit gives families greater flexibility, helping eligible adult children maintain access to essential health cover while they build toward financial independence.

For advisers, this change presents an opportunity to revisit health insurance arrangements with family clients.

 

Many clients who are parents may not be aware that they’re able to keep eligible adult children on their policy for longer. Reviewing their cover can help your clients better understand their options and ensure their health insurance continues to align with their family’s needs.

Help your clients get the most out of their family health insurance cover with this month’s offer. 

 

For the month of September, we’re offering new AIA Health clients up to 8 weeks cashback when they take out an eligible combined hospital & extras policy. If they take out an eligible hospital policy, they will receive 4 weeks cashback. View full T&Cs.

Make a successful health insurance referral and you’ll receive a referral fee of 20% on the first year’s premium (plus GST), paid to your licensee once your client's policy becomes financial.

 

Refer your client today via the ‘Health Portal’ which is located on the AIA Adviser Portal