Get great discounts, cover and choice with AIA Health

Your employer has partnered with AIA Health to offer you health insurance that protects and rewards you everyday.

Your health and wellbeing are important

Through AIA Health's partnership with your employer, you have access to AIA Health insurance, designed to support you at every stage of life.
 
Choose the cover that suits your needs, enjoy exclusive offers, and be rewarded through AIA Vitality for taking positive steps towards a healthier lifestyle.

Special offer - join AIA Health and get up to $900 cashback*

*On an eligible policy. T&Cs apply

Benefits of being an AIA Health member

100% back on optical

Up to your annual limit at your choice of optical store.
 

Earn up to $240 in AIA Vitality Premium Rewards

per AIA Vitality membership year to be used as a premium credit on your AIA Health insurance policy.*

No gap dental

For eligible preventative services at smile.com.au dentists.
 

AIA Health members get access to AIA Vitality

AIA Vitality is a personalised, science-backed health and wellbeing program that supports you every day to make healthier lifestyle choices. The program incentivises you to know your health, improve your health and get rewarded with lower insurance premiums on eligible policies, discounts and cashbacks on great partners and more.

Shopping Rewards

Earn up to $500 per AIA Vitality membership year in Shopping Rewards vouchers.
Recommendation Prompt

Active Benefits

Get up to $260 per AIA Vitality membership year in Active Benefits vouchers.
Recommendation Prompt
Activate your membership

Set a password, download our app, & link your fitness device

Step 1
1
Activate your membership

Set a password, download our app, & link your fitness device

Step 1
Complete in-app assessments

Go to Quick Wins in the app to earn up to 4,500 Points & be halfway to Silver!

Step 2
2
Complete in-app assessments

Go to Quick Wins in the app to earn up to 4,500 Points & be halfway to Silver!

Step 2
Get your AIA Vitality Health Check

Book in and complete your free AIA Vitality Health Check with a partner pharmacy

Step 3
3
Get your AIA Vitality Health Check

Book in and complete your free AIA Vitality Health Check with a partner pharmacy

Step 3
Earn points for being active

Earn 100 AIA Vitality Points every time you attend a BFT session.

Step 4
4
Earn points for being active

Earn 100 AIA Vitality Points every time you attend a BFT session.

Step 4
Keep your health journey going!

Stay active, improve your premium discount, & enjoy better benefits!

Step 5
5
Keep your health journey going!

Stay active, improve your premium discount, & enjoy better benefits!

Step 5
AIA Vitality and AIA Vitality Starter are provided by AIA Australia. Eligibility for membership to the AIA Vitality or AIA Vitality Starter program arises under, and is subject to, the AIA Vitality terms and conditions. Access to AIA Vitality or AIA Vitality Starter is dependent upon the insurance product held. AIA Vitality and AIA Vitality Starter partners, benefits and rewards are subject to change at any time. For the most up-to-date information visit www.aia.com.au/en/health-and-wellbeing/aia-vitality

Award winning health insurance that protects and rewards

Here is some recognition we are proud of:

Finder Customer Satisfaction Awards 2026

Top Value Health Insurance
Most Trusted Health Insurance
Most Loved Health Insurance
Legendary Service Health Insurance
Most Recommended Health Insurance
Top Rated Health Education

ProductReview Awards

Best Health Insurance Provider
(2022, 2023, 2024, 2025 and 2026)
Rated 4.7/5*

WeMoney Insurance Awards

Digital Health Insurer of the Year 2024
Outstanding Customer Service (Health Insurance) 2024
Health Insurer of the Year 2022
Best for Quality (Health Insurance) 2022

Mozo People Choice Awards for Health Insurance

2024 - Value for Money
2024 - Best Sign-Up Experience
*as at February 2026

When was the last time you reviewed your 
health insurance?

AIA Health helps take the complexity out of Private Health Insurance – from understanding what’s involved to finding the right cover from both a tax and a health perspective, we’ll be your partner in health insurance.

We have cover that is right for you

Wherever you are in life, we have insurance options that provide you protection and support at every stage.

We’ll handle the paperwork

Once we’ve found the cover that’s right for you, we’ll take care of the paperwork to switch you to AIA Health.

Your cover is immediate

We will honour any waiting periods you’ve already served with your previous insurer, giving you immediate cover.

We will help you find the right cover

Call us for a quote

Between 9am – 5pm (AEST/AEDT), Monday to Friday, excluding public holidays.

Get a quote and apply online

Compare the full range of products online.

* AIA Vitality Premium Rewards are unlocked when a member achieves Silver, Gold and Platinum Status each AIA Vitality membership year. Customers on AIA Vitality will earn $80 per status level, up to $240. Customers on AIA Vitality Starter will earn $40 per status level, up to a maximum of $120. AIA Vitality Premium Rewards are only eligible to be used as a premium credit on your AIA Health insurance policy. For more information please refer to AIA Vitality Premium Rewards Benefit Guide.