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  • The one investment you’ll never regret

    Chris Judd - 3 min read

    08 June 2018


    Making smart investments isn’t just about sacrificing today for a secure future. Invest in your health now and enjoy the benefits immediately, says Chris Judd.

    The one investment you’ll never regret

    Most people I know spend lots of time thinking about their budget. And that’s important. Financial security is just as necessary for owning a home or raising a family as it is to setting off on that dream holiday overseas.

    But if there’s one investment I think we should all be paying more attention to, it’s our health. In the later years of life, you may not regret not investing in that one stock, or not working those extra hours at the office on a Monday night. What you might regret is not putting that same effort into your personal health now, while you’ve got the ability to do it.

    Your personal health is one of the most important investments you can make. And committing to your wellbeing today isn’t just a down payment for the future. It’s the one investment that pays dividends straight away.

    Health isn’t one aspect of life, it’s the foundation

    The first step to making a lasting investment in your health is to recognise it’s the foundation for all the other aspects in your life, including your family and your work. If you can’t get your health to at least a reasonable level, everything else can suffer. But when your health improves, your personal and professional life can thrive.

    Once you’ve committed to this way of thinking, motivation is easy to find. Suddenly you’re more driven to work on your fitness four times a week, rather than just doing it because your personal trainer keeps texting you those friendly reminders.

    Think of your time as a currency

    In my experience, the biggest obstacle for people trying to get healthy is setting aside the time to do it. It can be all too easy to deprioritise your health goals when the same time could be spent working or making money elsewhere.

    If your health is the investment, then time is the currency you spend on it. You need to accept that a healthy lifestyle doesn’t come for free, but it’s all the more rewarding when you’ve achieved it. Putting value on your health, and investing the time to get there, is a non-negotiable – much more than a new pair of runners or a gym membership. You don’t actually need all the latest equipment to improve your quality of life, but you do need the time.

    Make your #OneChange

    Commit to four half-hour workouts this week, and put the times in your diary.

    It has instant and lasting effects

    During my time in the AFL, I’d often hear players talk about all the sacrifices they’d made for their fitness, their training and their team’s success. In the same way, people often think of making sacrifices for their fitness now, so they’ll be healthy enough to enjoy their family and their retirement later.

    The truth is, working on your fitness isn’t a sacrifice. Not in the same way you make sacrifices to meet the rising cost of living and house prices. Your health is instant. The moment you finish exercising, you feel better immediately.

    My family is the most important thing to me, but even they’d agree – if I haven’t done any exercise for a period of time, I get grumpy anyway. So the time I spend with them isn’t as a high-quality as it is when I’m feeling good and healthy.

    So while spending time on your health now will absolutely set you up for the future, taking a positive approach to your physical and mental fitness will have instant benefits too. It’s the investment that keeps on giving.

    And at the end of the day, there’s nobody who can invest in your personal health but you.


    Chris Judd

    Former Australian Rules footballer Chris Judd is familiar with how to get your heart rate up and push yourself physically. Twice winner of the prestigious Brownlow Medal, Chris is an honoured sportsman and father to four children, Oscar, Billie, Tom and Darcy. The information in this article is general information only and is not intended as medical, health, nutritional or other advice. You should obtain professional advice from a medical or health practitioner in relation to your own personal circumstances.

    Disclaimer:
    The information in this article is general information only and is not intended as financial, medical, health, nutritional, tax or other advice. It does not take into account any individual’s personal situation or needs. You should consider obtaining professional advice from a financial adviser and/or tax specialist, or medical or health practitioner, in relation to your own circumstances and before acting on this information.


    This inspirational content is brought to you by AIA Vitality

    AIA Vitality is a science-backed program that helps you learn more about your health, offers ways to improve it and motivates you with rewards along the way.

    Contact AIA

    1800 333 613

    PO Box 6111
    Melbourne VIC 3004

    infohub@aia.com

    AIA Global aia.com

    Contact AIA

    1800 333 613

    PO Box 6111
    Melbourne VIC 3004

    infohub@aia.com

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    Copyright © 2021. AIA Group Limited and its subsidiaries or affiliates. All rights reserved. Priority Protection and Priority Protection for Platform Investors products are issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043). AIA Vitality, a personalised, science-backed program that supports members every day to make healthier choices, is available with eligible products issued by AIA Australia. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2207, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. The information on this website is current as at 1 April 2021 and may be subject to change. It is general information only and is not intended in any way to be financial, legal, tax, health, medical, nutritional or other advice. You should consider your own personal circumstances and needs and view the relevant product documents, fact sheets, fund rules and terms and conditions before making a decision to acquire such products. If necessary you should obtain professional advice from a financial, tax, medical or health professional. Unless expressly stated, any views or expressions of opinion (including any video content) do not represent the opinion of AIA.
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