Member Benefits
Learn more about the range of benefits available to AIA Health Insurance members.
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{{label}}Priority Protection
Entry Age (next birthday)
Expiry Age (policy anniversary prior to)
You can buy this via a
Have you considered how you'll replace lost income, or cover the expenses of lifestyle adjustments, if you were to ever suffer a serious injury or sickness? This could change your lifestyle completely.
Total and Permanent Disablement (TPD) cover can make sure your lifestyle is covered if an unpredictable event happens.
AIA Australia has prepared a Target Market Determination which describes the class of consumers that comprise the target market for this product. The Target Market Determination can be sourced at aia.com.au/tmds.
The right advice, at the right time, provides the right cover when accidents strike.
Provides you with a lump sum benefit if you become totally and permanently or partially and permanently disabled and:
Provides you with a lump sum benefit equal to the lesser of $750,000 or 25% of your sum insured, should you suffer the permanent loss or use of one arm, one leg or sight in one eye.
Covers any financial advice costs up to $3,000 to assist with managing or investing your claim payment for death or terminal illness.
Gives you the flexibility to keep your premium the same each year by reducing your sum insured.
What do we mean by sum insured?
This is the amount you are covered for. This is stated on your policy schedule.
What do we mean by lump sum?
This is a single, large claim payment.
What do we mean by health event?
Health events covered are:
Additional options are available for you to customise your cover to make sure it suits your individual needs.
Where life cover has been purchased in addition with TPD cover, you have the option to re-purchase your life cover sum insured that has been reduced from a TPD claim payment.
When certain life events occur, you can increase or purchase new cover without having to provide further evidence of health.
Gives you the option to purchase additional cover of up to $200,000, should one of your dependant children experience a health event or is diagnosed with a terminal illness.
Covers your child's school tuition fees should you become totally and permanently disabled, diagnosed with a terminal illness or pass away.