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  • {{title}}

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    • Vitality

    CRISIS RECOVERY

    Priority Protection

    Entry Age (next birthday)

    16 YEARS

    Expiry Age (policy anniversary prior to)

    70 YEARS

    You can buy this via a

    financial adviser

    WHAT IS THIS PRODUCT ABOUT?

    Significant events such as accident, heart attack, stroke or cancer can happen to anyone. It's an emotional time and can often be a financial struggle when a family member is diagnosed with a life threatening or debilitating health condition - the last thing you want to worry about is paying the bills.

    Crisis Recovery helps ease the financial burden should you be unfortunate enough to suffer a traumatic event.

    AIA Australia has prepared a Target Market Determination which describes the class of consumers that comprise the target market for this product. The Target Market Determination can be sourced at aia.com.au/tmds.

    Find an adviser form
    • DOWNLOAD PDS DOWNLOAD PDS
    • eligibility eligibility
      Crisis Recovery Eligibilty
    • Share with a friend Share with a friend
    KNOW THE STATS?
    KNOW THE STATS?
    - COLLAPSE + EXPAND
    1 in 2 men, and 1 in 3 women, will be diagnosed with cancer before the age of

    85

    www.cancer.org.au

    Almost 3,300 men die each year of prostate cancer and around 20,000 new cases are diagnosed every year

    www.prostate.org.au

    On average, seven women die from breast cancer every day in Australia

    www.nbcf.org.au

    At least two in three Australians will be diagnosed with skin cancer by the age of

    70

    www.sunsmart.com.au

    Cardiovascular Disease kills 1 Australian every

    12

    MINUTES

    heartfoundation.org.au

    1.4 million people are prevented from living a full life because of Cardiovascular Disease

    heartfoundation.org.au

    Doug's Story

    Doug ensured his family’s expenses were taken care of, allowing him to focus on getting better.

    Doug's Story

    what does this provide?

    • CRISIS RECOVERY BENEFIT
      CRISIS RECOVERY BENEFIT

      Provides a lump sum equal to your sum insured should you experience a health event or are diagnosed with a serious illness.

       

    • PREMIUM FREEZE
      PREMIUM FREEZE

      Gives you the flexibility to keep your premium the same each year by reducing your sum insured.

       

    • FINANCIAL PLANNING REIMBURSEMENT
      FINANCIAL PLANNING REIMBURSEMENT

      Covers any financial advice costs up to $3,000 to assist with managing or investing your claim payment for death or terminal illness.

       

    • COMPLIMENTARY FAMILY PROTECTION
      COMPLIMENTARY FAMILY PROTECTION

      Provides a lump sum benefit of $20,000 should one of your dependant children experience a health event or be diagnosed with a serious illness.

    insurance lingo explained

    What do we mean by sum insured?

    This is the amount you are covered for. This is stated on your policy schedule.

    What do we mean by lump sum?

    This is a single, large claim payment.

    What do we mean by health event?

    Health events covered are:

    - Cancer events (e.g. skin cancer)
    - Coronary events (e.g. heart attack)
    - Other serious crisis events (e.g. major head trauma)

    DO YOU WANT ADDITIONAL PEACE OF MIND?

    Additional options are available for you to customise your cover to make sure it suits your individual needs.

    • Allows you to re-purchase the Life Cover sum insured that is reduced after payment of your full Crisis Recovery benefit.

    • Allows you to re- purchase the Crisis Recovery sum insured that is reduced after a full payment of your Crisis Recovery benefit. This may allow you to make an additional claim on your Crisis Recovery benefit.

    • When certain life events occur, you can increase or purchase new cover without having to provide further evidence of health.

    • Gives you the option to purchase additional cover of up to $200,000, should one of your dependant children experience a health event or be diagnosed with a terminal illness.

    View more options
    View less options
    Find an adviser form
    • eligibility eligibility
      Crisis Recovery Eligibilty
    • Share with a friend Share with a friend

    Customise your cover

    Double crisis recovery

    Where a Double Crisis Recovery benefit is paid, the life cover sum insured will not be reduced and your life cover premiums will be waived up until the policy anniversary before the expiry age.
    Contact AIA

    Choose your preferred way to receive information and support

    Contact AIA

    Choose your preferred way to receive information and support

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    Copyright © 2021. AIA Group Limited and its subsidiaries or affiliates. All rights reserved. Priority Protection and Priority Protection for Platform Investors products are issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043). AIA Vitality, a personalised, science-backed program that supports members every day to make healthier choices, is available with eligible products issued by AIA Australia. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2007, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. The information on this website is current as at 1 April 2021 and may be subject to change. It is general information only and is not intended in any way to be financial, legal, tax, health, medical, nutritional or other advice. You should consider your own personal circumstances and needs and view the relevant product documents, fact sheets, fund rules and terms and conditions before making a decision to acquire such products. If necessary you should obtain professional advice from a financial, tax, medical or health professional. Unless expressly stated, any views or expressions of opinion (including any video content) do not represent the opinion of AIA.
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