Member Benefits
Learn more about the range of benefits available to AIA Health Insurance members.
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{{label}}Priority Protection
Entry Age (next birthday)
Expiry Age (policy anniversary prior to)
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Significant events such as accident, heart attack, stroke or cancer can happen to anyone. It's an emotional time and can often be a financial struggle when a family member is diagnosed with a life threatening or debilitating health condition - the last thing you want to worry about is paying the bills.
Crisis Recovery helps ease the financial burden should you be unfortunate enough to suffer a traumatic event.
AIA Australia has prepared a Target Market Determination which describes the class of consumers that comprise the target market for this product. The Target Market Determination can be sourced at aia.com.au/tmds.
www.cancer.org.au
www.prostate.org.au
www.nbcf.org.au
www.sunsmart.com.au
heartfoundation.org.au
heartfoundation.org.au
Doug ensured his family’s expenses were taken care of, allowing him to focus on getting better.
Provides a lump sum equal to your sum insured should you experience a health event or are diagnosed with a serious illness.
Gives you the flexibility to keep your premium the same each year by reducing your sum insured.
Covers any financial advice costs up to $3,000 to assist with managing or investing your claim payment for death or terminal illness.
Provides a lump sum benefit of $20,000 should one of your dependant children experience a health event or be diagnosed with a serious illness.
What do we mean by sum insured?
This is the amount you are covered for. This is stated on your policy schedule.
What do we mean by lump sum?
This is a single, large claim payment.
What do we mean by health event?
Health events covered are:
- Cancer events (e.g. skin cancer)
- Coronary events (e.g. heart attack)
- Other serious crisis events (e.g. major head trauma)
Additional options are available for you to customise your cover to make sure it suits your individual needs.
Allows you to re-purchase the Life Cover sum insured that is reduced after payment of your full Crisis Recovery benefit.
Allows you to re- purchase the Crisis Recovery sum insured that is reduced after a full payment of your Crisis Recovery benefit. This may allow you to make an additional claim on your Crisis Recovery benefit.
When certain life events occur, you can increase or purchase new cover without having to provide further evidence of health.
Gives you the option to purchase additional cover of up to $200,000, should one of your dependant children experience a health event or be diagnosed with a terminal illness.