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    • being healthy

    owning a home

    Taking the leap from renter to homeowner is an exciting moment. But for most of us, it means taking on a whole new level of financial commitment.

    With our cover you can ensure the responsibility for bills and repayments doesn't fall onto your family if your ability to work is suddenly compromised.

    did you know?

    1. We are underinsured

    Only 38% of Australia’s working population is covered by income protection and in many cases that cover is inadequate.

    2. With high debt levels

    With some of the highest levels of personal debt in the world, Australian families are more vulnerable than most.

    3. We get illnesses and have accidents

    20% of Australians who default on their mortgage cite illness or accident as the cause.

    Sources:

    1. Rice Warner, Underinsurance in Australia, 2014 
    2. Rice Warner, Underinsurance in Australia, November 2013
    3. Mortgage default in Australia: nature, causes and social and economic Impacts, Australian Housing and Urban Research Institute, March 2010

    HOW MUCH Cover DO YOU NEED?

    You wouldn’t dream of driving without car insurance or living in your new home without having the contents insured.

    So it’s remarkable that research shows Australians don’t take out enough insurance to protect them and their family when faced with death, accident or illness. And it’s one of our most important assets that is often left uninsured - our ability to earn an income which pays our bills! 

    This graphic highlights the underinsurance gap in the Crisis Recovery cover in 2014 claims we paid out in 2014.

    Accident Pro Prime

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    Copyright © 2021. AIA Group Limited and its subsidiaries or affiliates. All rights reserved. Priority Protection and Priority Protection for Platform Investors products are issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043). AIA Vitality, a personalised, science-backed program that supports members every day to make healthier choices, is available with eligible products issued by AIA Australia. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2007, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. The information on this website is current as at 1 April 2021 and may be subject to change. It is general information only and is not intended in any way to be financial, legal, tax, health, medical, nutritional or other advice. You should consider your own personal circumstances and needs and view the relevant product documents, fact sheets, fund rules and terms and conditions before making a decision to acquire such products. If necessary you should obtain professional advice from a financial, tax, medical or health professional. Unless expressly stated, any views or expressions of opinion (including any video content) do not represent the opinion of AIA.
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