Skip to main content
  • Individuals
    • Individuals
    • Business
    • Adviser
  • Search
  • AIA Australia
  • Our Products
    • Life Cover
    • Total and Permanent Disablement
    • Crisis Recovery
    • Income Protection
    • AIA Vitality
    • Business Expenses
  • Key Moments
    • Starting a family
    • Owning a home
    • Unexpected Health Issues
    • Running a Business
    • Planning Retirement
    • Living a healthier life
  • About AIA
    • Careers
    • Our Commitments
    • Media Centre
    • Our People
    • FSC Commitment
    • Our Awards
  • Help & Support
    • Form Library
    • Policyholder Information
    • Complaints process
  • AIA Vitality
    Visit the AIA Vitality website
AIA
  • Individuals
  • Business
  • Adviser
  • Our Products

    Our Products

    Find our products and services according to your protection needs.

    See more

    For Individuals

    For Business

    • Life Cover

      Life Cover can provide financial security for your loved ones when you no longer can.
    • Total and Permanent Disablement

      Pays a lump sum benefit if you're no longer able to work due to an injury or sickness.
    • Crisis Recovery

      Significant events such as accident, heart attack, stroke or cancer can happen to anyone.
    • Income Protection

      If you become disabled due to illness or injury, Income Protection cover may provide you with a monthly income.

    • AIA Vitality

      AIA Vitality is the science-backed wellness program that works with you to make real change to your health.
    • Business Expenses

      Business Expenses may assist to pay expenses of your business if you cannot work due to injury or sickness.
  • Key Moments

    Key Moments

    What matters to you most?

    View all key moments
    • Starting a family

      We expect parenthood to be expensive, but it’s the unexpected that can catch us out.

    • Owning a home

      Taking the leap from renter to homeowner is an exciting moment.

    • Unexpected Health Issues

      No one plans to get sick or injured.

    • Running a Business

      We’ve all dreamed of one day running a business. But being the boss doesn’t mean everything is in your control.

    • Planning Retirement

      We’re living longer and retiring later, but what hasn’t changed is our desire to protect that which we’ve worked for.

    • Living a healthier life

      While we can’t control an unexpected illness or injury, we can chose to live an active, healthy lifestyle and decrease the risk of ongoing health issues in the future.

  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    AIA Australia
    • Careers

      Explore opportunities to work at AIA
    • Our Commitments

      We're a real life company.
    • Media Centre

      Media resources and downloads.
    • Our People

      The leaders of AIA in Australia.
    • FSC Commitment

      Australia has adopted the FSC Life Insurance Code of Practice.
    • Our Awards
  • Help & Support

    Help & Support

    We strive to assist you for all your inquiries with high touch customer service.

    Contact AIA
    • Form Library

      A selection of forms you can download, fill in and send back to us.
    • Policyholder Information

      Useful information for policyholders.
    • Complaints process
  • Search
  • Contact Us
    • Call Us

      Open: 8am to 7pm, AEST Mon - Fri
    • Find an adviser
Key Moments
Prev | Next
Back to Top

  • {{title}}

    {{label}}
    • being healthy

    owning a home

    Taking the leap from renter to homeowner is an exciting moment. But for most of us, it means taking on a whole new level of financial commitment.

    With our cover you can ensure the responsibility for bills and repayments doesn't fall onto your family if your ability to work is suddenly compromised.

    did you know?

    1. We are underinsured

    Only 38% of Australia’s working population is covered by income protection and in many cases that cover is inadequate.

    2. With high debt levels

    With some of the highest levels of personal debt in the world, Australian families are more vulnerable than most.

    3. We get illnesses and have accidents

    20% of Australians who default on their mortgage cite illness or accident as the cause.

    Sources:

    1. Rice Warner, Underinsurance in Australia, 2014 
    2. Rice Warner, Underinsurance in Australia, November 2013
    3. Mortgage default in Australia: nature, causes and social and economic Impacts, Australian Housing and Urban Research Institute, March 2010

    HOW MUCH Cover DO YOU NEED?

    You wouldn’t dream of driving without car insurance or living in your new home without having the contents insured.

    So it’s remarkable that research shows Australians don’t take out enough insurance to protect them and their family when faced with death, accident or illness. And it’s one of our most important assets that is often left uninsured - our ability to earn an income which pays our bills! 

    This graphic highlights the underinsurance gap in the Crisis Recovery cover in 2014 claims we paid out in 2014.

    Accident Pro Prime

    RECOMMENDED PRODUCTS

    LIFE COVER

    Can provide financial security for your loved ones when you no longer can. It can be used to settle debts, outstanding loans and other financial costs.

    vitality

    income protection

    If you become disabled due to illness or injury, Income Protection cover may provide you with a monthly income. It may provide you with the financial security you need to concentrate on recovering without having to worry about your bills.

    vitality

    TOTAL AND PERMANENT DISABLEMENT

    Pays a lump sum payment if you are ever unable to work due to an injury or sickness.

    vitality
    Contact AIA

    1800 333 613

    Level 6, 509 St Kilda Road Melbourne VIC 3004

    Contact AIA

    1800 333 613

    Level 6, 509 St Kilda Road Melbourne VIC 3004

    Go To

    AIA.COM

    Visit our corporate site to learn more about AIA.

    Explore AIA

    AIA Vitality

    Our Products

    Complaints 

    About AIA

    Learn more about AIA

    Media Centre

    Careers

    go to

    AIA.COM

    Visit our corporate site to learn more about AIA.

    explore Aia

    AIA Vitality

    Our Products

    Complaints 

    about AIA

    Learn more about AIA

    Media Centre

    Careers

    Contact Us

    Copyright 2020, AIA Group Limited and its subsidiaries. All rights reserved. AIA Vitality is available with eligible Priority Protection and Priority Protection for Platform Investors products issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043). This information is of a general nature only and has been prepared without taking into account factors like your objectives, financial situation or needs. Before making any decision you should consider the appropriateness of the information, having regard to these factors. Before purchasing such products, view the PDS and terms and conditions available at www.aia.com.au and consider if it’s right for you. The content of this information is current as at 13 January 2020 and may be subject to change.
    Terms of Use | Privacy