Contains information for replace of AIA Priority Protection and Income Protection Accident Only plans and Priority Protections plans with Term Level premiums.
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2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013 & Prior
Priority Protection
Children’s Savings Plan, Golden Life, Golden Scholar, Lady’s Choice and Life Security
Cashback Flexi
Diamond Life, Golden Income and Golden Income Plus, Income Protection for Professionals, Life Insurance Plan, Priority Income Plus, Priority Life and Priority Life Plus, Variable Universal Life, Vital Security Plus, Women’s Smart Cover
Priority Protection
Life & Income Protection Plan for Professionals and Variable Universal Life
Priceline Protects™ Serious Illness Insurance
DPM Professional Insurance Portfolio
Priority Protection
Total Care Plan, Income Care, Income Care Plus and Income Care Platinum
Only for Total Care Plan, Income Care, Income Care Plus policies that started on or after 1 July 1997 and Income Care Platinum policies.
Total care plan super
SMSF Plan
DPM Professional Insurance Portfolio
Cashback Flexi
Golden life, lady’s choice, life security, platinum 10, life & income protection plans, woman’s smart cover, children’s savings plan, gold scholar, diamond life and cashback flexi
Priority Protection
Total Care Plan, Income Care, Income Care Plus and Income Care Platinum
DPM Professional Insurance Portfolio
Priority Protection
Total Care Plan Super, Total Care Plan, Income Care, Income Care Plus and Income Care Platinum
Priority Protection
AIA Vitality
Total Care Plan Super, Total Care Plan, Income Care, Income Care Plus and Income Care Platinum
Important Note: The SPDS and PDS bundle dated 1 November 2019, is only for use for customers who take out a new replacement policy on or after 1 April 2020. Otherwise, you should refer to the original PDS, Policy Document and any subsequent notices issued to you.
Priority Protection
Priority Protection for Platform Investors
AIA Vitality
Total Care Plan Super, Total Care Plan, Income Care, Income Care Plus and Income Care Platinum
Important Note: The SPDS and PDS bundle dated 1 November 2019, is only for use for customers who take out a new replacement policy on or after 1 April 2020. Otherwise, you should refer to the original PDS, Policy Document and any subsequent notices issued to you.
Priority Protection
Priority Protection for Platform Investors
DPM Professional Insurance Portflio
Total Care Plan, Total Care Plan Super, SMSF Plan, Income Care, Income Care Plus and Income Care Platinum
Important Note: The SPDS and PDS bundle dated 1 November 2019, is only for use for customers who take out a new replacement policy on or after 1 April 2020. Otherwise, you should refer to the original PDS, Policy Document and any subsequent notices issued to you.
Priority Protection
Priority Protection for Platform Investors
AIA Vitality
Total Care Plan, Income Care, Income Care Plus and Income Care Platinum
Important Note: The SPDS and PDS bundle dated 1 November 2019, is only for use for customers who take out a new replacement policy on or after 1 April 2020. Otherwise, you should refer to the original PDS, Policy Document and any subsequent notices issued to you.
Priority Protection
Priority Protection for Platform Investors
AIA Vitality
Total Care Plan, Income Care, Income Care Plus and Income Care Platinum
Important Note: The SPDS and PDS bundle dated 1 November 2019, is only for use for customers who take out a new replacement policy on or after 1 April 2020. Otherwise, you should refer to the original PDS, Policy Document and any subsequent notices issued to you.
Cashback Flexi
Priority Protection
DPM Professional Insurance Portfolio
Total Care Plan, Total Care Plan Super, SMSF Plan, Income Care, Income Care Plus and Income Care Platinum
Important Note: The SPDS and PDS bundle dated 1 November 2019, is only for use for customers who take out a new replacement policy on or after 1 April 2020. Otherwise, you should refer to the original PDS, Policy Document and any subsequent notices issued to you.
Things you should know
For replacement policies requiring underwriting please use:
- The PDS dated September 2021, for a new replacement policy outside super (including when exercising a Continuation option or Option to convert) i.e. Total Care Plan or an Income Care Range policy, or
- The 011119 SPDS for a new replacement policy inside super, i.e. Total Care Plan Super or SMSF plan policy.
Important notes:
- Please refer to your original PDS or Policy Document issued for any other changes to an existing policy requiring underwriting, where a replacement policy is not required.
- If special conditions, exclusions or loadings apply to your policy, upgraded features and benefits may not be available to you.
- Improved terms and conditions don’t apply in respect to any pre-existing conditions that existed at the time the improvement took place.
- Only improvements apply to you (if applicable). If improvements apply to you we have either communicated these to you by letter or informed you via your anniversary letter and an update published on this webpage. If your policy started before 1 July 1997, policy improvements don’t apply to you unless we have indicated otherwise on this webpage. Please refer to the improvements we communicated to you (if applicable).
- Policy upgrades only apply to policies starting on or after 1 July 1997 unless we have indicated otherwise on this webpage. For policies starting before that date, the upgrades don’t apply (unless we’ve indicated otherwise on this webpage), and you need only refer to the policy document we sent you when you took out the policy and any notices we’ve sent you since.
- If you have any questions, please contact your adviser or the customer service centre on 13 10 56 between 9 am and 5 pm (AEST/AEDT), Monday to Friday.