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  • {{title}}

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    • Vitality

    LIFE COVER

    Priority Protection

    Entry Age (next birthday)

    11 years

    Expiry Age (policy anniversary prior to)

    100 years

    You can buy this via a

    financial adviser

    WHAT IS THIS PRODUCT ABOUT?

    The shock that comes when someone passes away, or is diagnosed with a terminal illness, places great pressure on family and loved ones. Grief and loss are hard enough to cope with, without the financial worries that can come with an illness or death.

    Priority Protection Life Cover helps protect your loved ones if you are diagnosed with a terminal illness or pass away.

    AIA Australia has prepared a Target Market Determination which describes the class of consumers that comprise the target market for this product. The Target Market Determination can be sourced at aia.com.au/tmds.

    Find an adviser form
    • DOWNLOAD PDS DOWNLOAD PDS
    • eligibility eligibility
      Life Cover Eligibility
    • Share with a friend Share with a friend

    Alex's Story

    Due to Alex’s foresight, he ensured his family were looked after in a time of great need.

    Alex's Story

    WHAT DOES THIS PROVIDE?

    • DEATH BENEFIT
      DEATH BENEFIT

      Provides a lump sum benefit if you pass away.

       

    • TERMINAL ILLNESS
      TERMINAL ILLNESS

      Provides a lump sum benefit if you are diagnosed with a terminal illness.

       

    • FINANCIAL PLANNING REIMBURSEMENT
      FINANCIAL PLANNING REIMBURSEMENT

      Covers any financial advice costs up to $3,000 to assist with managing or investing your claim payment for death or terminal illness.

    • PREMIUM FREEZE
      PREMIUM FREEZE

      Gives you the flexibility to keep your premium the same each year by reducing your sum insured.

       

    • COMPLIMENTARY FAMILY FINAL EXPENSES
      COMPLIMENTARY FAMILY FINAL EXPENSES

      Provides a lump sum benefit up to $20,000 should one of your dependant children be diagnosed with a terminal illness or pass away.

    • GUARANTEED FUTURE INSURABILITY
      GUARANTEED FUTURE INSURABILITY

      When certain life events occur, you can increase your sum insured without having to provide further health evidence.

    • FINAL EXPENSES
      FINAL EXPENSES

      Covers any immediate financial expenses up to $25,000 or 10% of your sum insured if you pass away.

       

    insurance lingo explained

    What do we mean by sum insured?

    This is the amount you are covered for. This is stated on your policy schedule.

    What do we mean by lump sum?

    This is a single, large claim payment.

    What do we mean by health event?

    Health events covered are:

    - Cancer events (e.g. skin cancer)
    - Coronary events (e.g. heart attack)
    - Other serious crisis events (e.g. major head trauma)

    DO YOU WANT ADDITIONAL PEACE OF MIND?

    Additional options are available for you to customise your cover to make sure it suits your individual needs.

    • Provides a lump sum benefit if you become totally and permanently or partially and permanently disabled.

    • Provides a lump sum benefit if you experience a health event or are diagnosed with a serious illness.

    • When certain life events occur, you can increase or purchase new cover without having to provide further evidence of health.

    View more options
    View less options
    Find an adviser form
    • eligibility eligibility
      Life Cover Eligibility
    • Share with a friend Share with a friend

    customise your cover

    SUPERANNUATION LIFE COVER

    Life Cover can also be offered through your superannuation (either through a Self Managed Superannuation Fund (SMSF) or the AIA Insurance Super Scheme No2).

    Two options are available:


    Superannuation PLUS    : allows you to take Total and Permanent Disablement (TPD) and Crisis Recovery benefits outside of your superannuation fund.
     

    Maximiser: allows you to structure your TPD cover so it is held both inside and outside of superannuation.
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    Copyright © 2021. AIA Group Limited and its subsidiaries or affiliates. All rights reserved. Priority Protection and Priority Protection for Platform Investors products are issued by AIA Australia Limited (ABN 79 004 837 861, AFSL 230043). AIA Vitality, a personalised, science-backed program that supports members every day to make healthier choices, is available with eligible products issued by AIA Australia. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2007, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. The information on this website is current as at 1 April 2021 and may be subject to change. It is general information only and is not intended in any way to be financial, legal, tax, health, medical, nutritional or other advice. You should consider your own personal circumstances and needs and view the relevant product documents, fact sheets, fund rules and terms and conditions before making a decision to acquire such products. If necessary you should obtain professional advice from a financial, tax, medical or health professional. Unless expressly stated, any views or expressions of opinion (including any video content) do not represent the opinion of AIA.
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