Healthier Life Reward Bigger, Broader, Better

The Healthier Life Reward just got better!

Healthier Life Reward: Now 8% for more clients

At the home of healthier lives, we believe that those who are already prioritising their wellbeing deserve more than just encouragement - they deserve meaningful, ongoing rewards.

That’s why the Healthier Life Reward goes beyond simply promoting healthy habits; it recognises individuals who are already making proactive choices for their long-term health. And with AIA Vitality at the heart of our approach, we're providing a program that encourages ongoing commitment to prevention and early intervention.

Because healthy living isn't one-size-fits-all, we've expanded the eligible BMI range, acknowledging that wellbeing comes in many forms. This ensures more Australians who are actively managing their health can access greater discounts and long-term value.

What's changing?

Old discount - 2%

New discount - 8%

Old BMI - 18-26

New BMI - 18-28

By broadening the BMI eligibility, we're giving more Australians
the opportunity to access the Healthier Life Reward discount.

What criteria do clients need to meet?

AIA Vitality member

Non-smoker

BMI 18-28

No medical loading

New business client

The client is an AIA Vitality member, or at the time of application has applied or is eligible to become a member.*
The client is accepted as a non-smoker.
The client's BMI range is between 18.00 and 28.00 inclusive.
The policy is issued with no premium loadings resulting from medical underwriting and does not include Crisis Recovery issued on a modular basis (Cancer and Coronary, Cancer Plus or Coronary Plus).

*Continued AIA Vitality membership is required to maintain the benefits of the Healthier Life Reward.

When health meets rewards

AIA Vitality discounts

To further support your clients on their health journey, we're enhancing the rewards available through AIA Vitality. We've simplified the AIA Vitality discount - now offering an updated 10% discount and added an additional 5% discount for completing the AIA Vitality Health Check. It's a smarter way to reward healthy clients with even greater value.

Rewards for reaching AIA Vitality Silver Status

The AIA Vitality Silver Status Reward gives clients and advisers even more reasons to engage in the program with the potential of a $500 member and $500 adviser reward. To achieve this, all it takes is your client reaching Silver Status within the first 6-months of their membership. Plus reaching Silver Status would help clients maintain their 10% AIA Vitality discount for another 12-months. Terms and conditions apply.