Priority Protection

Total and Permanent Disablement Cover

What is this product about?

Have you considered how you'll replace lost income, or cover the expenses of lifestyle adjustments, if you were to ever suffer a serious injury or sickness? This could change your lifestyle completely.

Total and Permanent Disablement (TPD) cover can make sure your lifestyle is covered if an unpredictable event happens.

AIA Australia has prepared a Target Market Determination which describes the class of consumers that comprise the target market for this product. The Target Market Determination can be sourced at

What does this provide?

Insurance lingo explained

This is the amount you are covered for. This is stated on your policy schedule.

This is a single, large claim payment.

Health events covered are:
- Cancer events (e.g. skin cancer)
- Coronary events (e.g. heart attack)
- Other serious crisis events (e.g. major head trauma)

Do You Want Additional Peace Of Mind?

Additional options are available for you to customise your cover to make sure it suits your individual needs.

Customise you cover