With insights from AIA Financial Wellbeing Planners.
What is underwriting?
- Answering questions about your health and medical history
- Sharing lifestyle details, such as smoking, alcohol use, or hobbies
- Providing information about your occupation and financial background
- Occasionally undergoing a medical test or check-up
Why is underwriting so important?
Common myths about underwriting
How AIA Financial Wellbeing Planners support you
- Helping you complete a pre-assessment to spot potential issues early
- Finding the product and insurer on our Approved Product List that will offer the best terms based on your personal circumstances and needs
- Explaining underwriting outcomes in plain terms
- Advocating for you if we think a decision doesn’t reflect your full story
- Helping you weigh up your options and choose the best path forward
Final thoughts
Copyright © 2025 AIA Financial Services Pty Limited (ABN 68 008 540 252, AFSL 231109), trading as AIA Financial Wellbeing. All rights reserved. This information is current at the date of this publication and is subject to change. This provides general information only, without taking into account factors like the objectives, financial situation, needs or personal circumstances of any individual and is not intended to be financial, legal, tax, health, medical, nutritional or other advice. Before acting on the information in this publication, individuals should consider its appropriateness having regard to such factors.