Having a retirement or investment plan in place may help you achieve confidence about your financial future. So if you’re thinking about planning your retirement or are new to investing, here are some things to think about to make a start.
the importance of setting goals
Setting clear goals can help guide your decisions on the right retirement planning and investment strategies. In establishing these goals, it’s important to consider:
Your current financial situation
Your investment timeline - short to long-term
The level of risk you may be comfortable with
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Your retirement plan
A solid plan can help you make the most of retirement well into the future. Here are some questions you can ask yourself to make a start if you’re unsure.
How much money do I need to live comfortably in retirement?
Where would I like to live in the future?
What will I do with all my spare time in retirement?
Do I want to leave an inheritance for my loved ones?
Do I know how to maximise the Age Pension?
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Your Investment Needs
Smarter investing doesn’t just mean seeking higher rates of return. It can also mean managing uncertainty and finding the right strategy that aligns to your needs, such as:
Are you a high-income earner looking to maximise tax efficiencies?
Are you a retiree in need of a regular income, also known as an income stream?
Would you like to invest for your children or grandchildren’s future?
Are you looking for an alternative to super that provides certainty in estate planning or wealth distribution?
Our Investment Products
Once you have considered your retirement and investment needs, researching your options can then help you choose the right strategy to achieve your goals.
AIA provides retirement and investment products for your benefit.
Find forms and documents for our retirement, superannuation and investment products, including personal super, deferred annuity, pension, whole of life, endowment and investment bond products previously branded Commonwealth, Colonial or CommInsure.
Need more help?
For more information about our retirement and investment products, please contact your financial adviser, or call us on 1800 624 100 between 8:30am and 6pm (AEST/AEDT), Monday to Friday, excluding public holidays.