Priority Protection
A selection of cover options to cater for a broad range of insurance needs.
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{{label}}An annuity is a low-risk investment product that guarantees a regular income, either for a fixed term or for life.
Guaranteed Annuities Lifestream Guaranteed Income are generally suitable for:
Investors seeking:
Australian companies, trusts and super funds seeking:
AIA Australia has prepared a Target Market Determination which describes the class of consumers that comprise the target market for this product. The Target Market Determination can be sourced at aia.com.au/tmds.
Security
Flexibility
Protection against inflation
Tax Benefits
Accessibility
Social security interaction
AIA delivers secure returns for policyholders by investing in a diversified portfolio of securities including fixed income, mortgage-backed loans, private credit, term deposits, alternatives and equities and holding capital in excess of regulatory requirements.
Our robust, disciplined approach ensures that we can provide competitive rates and minimise investment risk to fulfil our commitment to policyholders. Additionally AIA offers two guarantees on our Annuities.
The Death Benefit Guarantee ensures that if the Policy Owner dies after starting their annuity but before the end of Guaranteed Period, a lump sum amount will be payable to their estate or Reversionary Beneficiary.
The Withdrawal Benefit Guarantee ensures that the Policy Owner receives a minimum lump sum amount if they elect to make a full withdrawal during the Guaranteed Period.
*Terms and conditions apply. Refer to the PDS for more details.
We recommend that you read this PDS carefully and contact your dedicated Retirement BDM if you have any questions.
Please send your application form, cheque or direct deposit receipt, certified ID, Tax File Number declaration form and Withholding declaration form (if applicable) and valid quote to:
AIA Australia
Guaranteed Annuities
GPO Box 3306
Sydney NSW 2001
Or, scan and email forms to:
Au.NewBusinessAnnuity@aia.com
Identification and verification forms
Annuities offered by Colonial First State FirstChoice
Annuities offered by Colonial First State First Wrap
Our Lifestream Guaranteed Income annuity has won the following awards: