Underwriting Experience
At AIA Australia we understand you need underwriting to be quick, painless and tailored to the individual needs of your clients.
We offer advisers access to our underwriting staff for explanations, opinions and assistance.
We have a holistic evidence-based approach to underwriting. We treat each applicant on an individual basis, taking into account their unique medical, occupational, financial and vocational circumstances. This way we can be sure the premiums we apply are fair and equitable to the risk we are taking on and can be sustained throughout the life of the policy.
Our common sense business approach looks for innovative solutions and alternatives to ensure that we are transparent, flexible and competitive while still maintaining a sustainable business offering.
The success of our underwriting process can be seen:
- in the high number of cases we accept on standard rates
- the low percentage of cases we accept with a loading or exclusion
- minimal number of cases we defer or decline.
Assess Your Insurance Needs
Use this calculator to work out how much cover you may need.
Find an adviser near you
If you would like to talk about your life insurance needs, we can put you in touch with an adviser in your area
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Email link:
au.adviserservices@aia.com
