Products for your clients

• Income Protection
• Life Cover,
• Trauma; and
• Total and Permanent Disablement insurance.

We also offer a range of Business Insurance solutions and Business Expense products so you can offer your clients complete wealth protection strategies.

Our product philosophy

We believe in delivering more benefits at more cost effective pricing. That’s why we introduced initiatives such as the automatic upgrade of all benefits to existing clients where their policies commenced after 1 November 2001.

We also offer solutions for all risk bands and occupations, specifically between the ages of 40 and 60.

Driving solutions that are relevant to your customers’ life stages

Key product benefits for your clients

Term Life

• Large sum discounts across Life Cover for those aged 45 and a forward underwriting benefit of up to $10 million

Crisis Recovery

• 100% payment for all malignant prostate cancers – no treatment required for payment
• Early Stage Leukaemia not excluded from our Leukaemia definition – no waiting for Leukaemia to develop before payment

Income Protection

• Cover across a range of ages and occupations (170 more occupations than in 2006)
• No Claim Bonus available
• Severity Benefit – additional 33% of insured monthly benefit with total and permanently disabled diagnosis

Accident Only Income Protection

• Day 1 Accident benefit – choice of 30, 60 or 90 days payment periods
• Only 3 days off work required for payments to be made

Incorporated Business Expenses

• Agreed Value paid for the first 12 months and Indemnity Value for the following 12 months

To find out more about our market-leading, flexible and tailored products call
your Client Development Manager (CDM)